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EFL Vehicles Ltd

Specialists in Unlimited Mileage & Finance Lease on New & Used Cars & Vans

01282 423884

Business finance Lease

Ideal for VAT registered companies who handle the administration of their own vehicles and have the asset shown on their balance sheet.

Finance Lease is whereby a leasing company buys a vehicle and rents it back to a customer over an agreed schedule of rentals including a residual value rental at the end.

Finance Lease contract terms from 24 months up to a maximum of 60 months.

The final payment is estimated on an average annual mileage of 25000 mpa, this represents a resale value at the end of the agreement but is not guaranteed.

The vehicle must be maintained and fully comprehensively insured by yourself. All rentals are subject to VAT. The asset and liability will appear on your balance sheet.

Due to the tax status, you cannot own the vehicle during or at the end of the primary period, it must at some point be sold on to a third party.


It’s not easy to accurately determine the mileage per year for a driver. There are no excess per mile charges on this type of agreement

We understand taking a contract hire agreement is a risk and many businesses have fallen foul of inflated invoices for minor damage when the vehicle is returned. When part exchanging your vehicle with us, we do not ask you to repair your vehicle, the valuation is based on the finish mileage and its condition.

Take advantage of high quality, nearly new and pre-registered vehicle offers where that costly initial depreciation has already gone. We all know that the value of a new vehicles plummets the minute they are driven out of the showroom.

All our vehicles must pass a fully comprehensive inspection, they are prepared, valeted, and serviced if required. All vehicles come with the assurance of manufacturer’s warranty. You may pay a deposit before taking delivery, but do not worry, the contract does not start until you are completely satisfied and signed the delivery note. This is a no risk guarantee to you.

We encourage businesses to maintain their own vehicles as this can work out far cheaper for you. Local garages can often accommodate all your servicing needs with genuine approved parts, which maintains the validity of the manufacturer’s warranty. You may also benefit from significantly lower labour costs against many main dealers.

We know this is of paramount importance to you. You can take advantage of our low rentals, low deposit and even no deposit. This enables you to put your well-earned money back into areas that give you a much better financial return.

Your rentals are based upon the price of the vehicle net of vat, which reduces the cost to you providing you are vat registered

Your vehicle is delivered free of charge to any address in mainland UK.


You can choose to continue using the vehicle at the end of the primary period by paying the final payment then one further monthly payment annually. At any time, you can act on the leasing companies’ behalf to dispose of the vehicle to a third party. You would need their consent on the sale price, and they would charge you the necessary fees applicable

You can hand the vehicle back at the end of the primary period. We can arrange collection for disposal. You would receive what we consider to be a fair-trade value for the vehicle less the final payment and a percentage of the net sale proceeds imposed by the leasing company. Please be aware this may result in a surplus or deficit. If you would like a free estimate of the vehicle value at that time, we can send you a Valuation Form for completion to send back by scan/email to or fax to 0845 230 4477.

In your lease agreement it states you can never own the vehicle; we can introduce you to a third party for you and would charge the final payment plus one further monthly payment.

You can sell the vehicle on the leasing companies’ behalf. You would need their consent on the sale price, and they would charge you all monies outstanding on the lease agreement.

You can Part Exchange the vehicle with us. All sale proceeds less any fees would be used to settle the final payment which may result in a surplus or deficit. This would also be subject to credit approval on your possible replacement vehicle.

I hope this information gives you the confidence to put your trust in EFL Vehicles Ltd for your next vehicle purchase.

Contact us

Email :

Telephone : 01282 423884

Company Address :
EFL Vehicles Ltd
Empire Business Park
Empire Way, off Liverpool Road
BB12 6HH

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EFL Vehicles Ltd are a credit broker and not a lender, we are authorised and regulated by the Financial Conduct Authority. Registered No : 722358

Registered in England & Wales with company number : 07800704 | Data Protection No : Z2918843 | VAT No : 121343365

Registered Office : Britannic House 657 Liverpool Road, Irlam, Manchester, Lancashire, M44 5XD

Disclaimer: All vehicle images and descriptions are for illustration and reference purposes only, all vehicle leases are subject to credit approval and subject to change at any time. E&OE.

Copyright © 2021 EFL Vehicles Ltd, All rights reserved.